A custom-built or heavily modified cruiser does not need a special policy in Ontario, but it does need a properly described value. Here is how a build’s worth tends to be looked at, how to document it, and what to bring to a broker.
To bundle home, auto and motorcycle insurance in Ontario is to put one broker in charge of the whole picture, and sometimes one insurer behind it. Here is how the two arrangements compare, what actually moves the price, and which fits which household.
There is no separate motorcycle passenger insurance in Ontario. What matters is whether your licence lets you carry one, what the mandatory coverages do with two on the bike, and which optional pieces deserve a conversation. Seven rider questions, answered.
Motorcycle Theft Trends Motorcycle theft in Ontario is entering a new phase in 2026. While overall auto theft remains a major provincial issue, high‑value motorcycles continue to be a prime target for organized crime. For many of us, a motorcycle is a passion, a weekend escape, and a significant investment. Professional crews, fast export pipelines, […]
As a motorcycle rider, there’s nothing like the freedom of the open road. But before you twist the throttle, there’s one thing that should be in good shape – your insurance coverage. Whether you’re a seasoned rider or just getting into two wheels, making the wrong choice when it comes to motorcycle insurance can cost […]
So, you’re about to buy your very first motorcycle? Congratulations! You’re about to begin on one of the most exhilarating, life-changing adventures out there. But let’s be real, as exciting as it is, there’s a whole lot they don’t tell you in the brochures. As seasoned riders, we have compiled a list of things we […]
If you ride a motorcycle, chances are you’ve thought about making changes to it. Whether you want more power, better comfort, or just something that looks cool, modifying your bike is part of the fun. But here’s what many riders don’t realize: some modifications can affect your motorcycle insurance coverage and even void your policy […]
If you’re ready to experience the freedom of riding a motorcycle in Ontario, you’ll need two things: a motorcycle license and insurance. But don’t worry – it’s easier than you think! This guide will walk you through how to get licensed, what restrictions apply at each stage, and how to find affordable motorcycle insurance so […]
If you own and operate a motorcycle in Ontario, it is essential to have a good grasp of the demerit point system and its potential impact on your insurance coverage. Demerit points are a way for the province to monitor and regulate driving behaviour and ensure road safety for all users. They can accumulate quickly […]
Riding a motorcycle in Ontario is a thrilling experience, offering the freedom of the open road and nearly unlimited access to the beauty of our great Canadian landscape. However, with this exhilaration comes a crucial responsibility; securing the right motorcycle insurance. Ontario has specific regulations in place to ensure the safety of riders and everyone […]
What You Need to Know – Beginner’s Guide to Bike Insurance We congratulate you for making the smart decision to enroll in a Rider Training Course. By completing this course successfully, you will greatly reduce the chances that you will be involved in a motorcycle accident, and that’s great news to insurance companies (and, obviously, […]
Let’s start by clarifying what insurance companies can and cannot do. Motorcycle insurance policies are contracts. The terms of the contract are either regulated by law and universally applicable to all Ontario policyholders, or are specifically approved by the Financial Services Commission of Ontario to be applied in specific circumstances by insurance companies who have […]
Your motorcycle insurance renewal is laying on your desk, waiting to be opened. This document arrives at your home roughly a month or a month and a half before your renewal date, once a year if you have a 12 month term as most insured motorcycle owners in Ontario do. The first page (although it […]
Some of the things that need to happen immediately following a motorcycle accident may seem self-evident and obvious, but in the aftermath of a collision with something (or with the ground) the rider will, in many cases, be anything but lucid and practical. The following points are general guidelines that, as a sort of checklist, address the main […]
Taxes and the Toronto Maple Leafs not making it to the playoffs are the two most certain facts of life, but any motorcycle rider who has been in the game for very long knows that fluctuating insurance rates are also a fact of nature. Motorcyclists will also tell you that we tend to remember and […]
We ask you to let us know when changes happen that may affect your motorcycle insurance policy. Aside from letting us know about your newly acquired (or newly dispensed with) bikes, here are a few of the bigger changes and why it’s important for you to let us know: Change of Bank Information for Monthly Withdrawals: To […]
